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Archive for October, 2009

School holidays have ended

October 18th, 2009 at 03:07 pm

Well, the school holidays are finished and DS is back at school. He now has the Bumblebee transformer and he has taken that with him to school...

I bought a few things a couple of days ago:

1) toner for my laser printer - apparently I only have 28 pages left of toner so I better get a new one...

2) preordered transformers 2 DVD - I promised my son I would buy this...

3) 40 DMC floss for my cross stitch. I worked out how many extra I would need for my cross stitch as I restarted it on different fabric. I need 18 black threads! That's 144 metres!

4) Renew money magazine...I did this and got 13 magazines for the price of 11...I really enjoy this magazine...

5) Edward VII biography - I really enjoy reading about royalty and I found this book for $13 instead of $22 so I grabbed it...

6) I have also bought DS's Christmas presents, about 7 PS2 games plus I still have to buy a plastic ship model that he can build...

Hopefully that's it for now! On the 2nd November I will buy the 2009 stamp collection for Dad from the Post Office - that's about 80-90 dollars...plus I will buy him a couple of books...and I'm not sure what Mum wants...we will see...

Mortgage Update

October 15th, 2009 at 01:19 pm

Another payday, another payment!

Old balance: 108698.14
Minimum Payment: 510
Extra Payment: 563.98
New balance: 107624.16

Interest rate is now 5.48%

Two weeks by myself

October 7th, 2009 at 04:48 am

I have a couple of weeks to myself these school holidays as my DS is going to vacation care and being looked after by a relative. It's a nice break and a chance to get used to being by myself. There is a chance that my DS will be going overseas to visit family for a few months and I won't be able to go due to my disability, so I am trying to get used to being by myself. Last school holidays the same thing happened and I found it very difficult and I was very lonely...but this time is much easier...


The mortgage is down to 108 697.64, I might be able to put $10 or so on it tomorrow. Next week I will be able to put about $650 extra to the mortgage as well as our regular payment of $510. Oh and interest rates went up yesterday unexpectedly by 0.25%. This will bring our interest rate up from 5.23% to 5.48%. It will be the first of many interest rate increases. It is good we have paid so much extra to the mortgage!

I did some figuring and we should be under 100 000 by February 2010 and we will be between 75 000 and 80 000 by the end of 2010. We should have this thing paid off by the end of 2013, hopefully by July. There are always unexpected expenses though...we have been having a little too much takeaway lately so we will cut back on that for a while...