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Still sick

September 7th, 2009 at 06:02 pm

I have virtually slept for the last 3 days and I am still not feeling the best...

Anyway, on a financial note, I have a few bits and pieces coming to me. I have a $20 supermarket gift voucher, a $30 cheque came yesterday from rewardscentral.com.au, $25 is being deposited in my account from pureprofile and $22.45 is being deposited in my account from a book I sold on fishpond.

So in total, that's $97.45 which isn't bad...

So many expenses - just enough money...

September 1st, 2009 at 05:40 pm

We have so many expenses to pay tomorrow - the phone bill, the electricity bill, Credit card, build our savings account back up because we have had to use a bit of it and after all is said and done, we will only be able to put $169 extra to the mortgage! When I am used to putting 500-600 dollars extra every fortnight, its a bit of a blow! Although the balance will be about 109 967 so we will have broken the 110 000 barrier which is quite an achievement!

Breaking that barrier makes me feel a bit better... the next barrier will be the 100 000, it's going to be great going to 5 figures!

Oh and I am now 319.9 pounds.

Payment made!

June 16th, 2009 at 08:50 pm

I received the $600 bonus today and transferred it to the mortgage.

The new balance is 117547.90

I got a letter today about the Education Tax Refund. I will be able to get $375 back from the Tax Office in July because I spent money on a new computer that my son uses for schoolwork.

I am also getting the Family Tax Supplement in July which is $1022 which is a yearly payment.

So I will be getting a bit of extra income in July!

An hour's walk

April 16th, 2007 at 08:49 pm

My son and I walked to town and back today, which was about an hour all up! I bought some KFC chips for him for $1.95 and I only had one...

Yesterday Grandma, my son and I went to town. We spent &7.80 on the bus tickets, $7.70 on Maccas, and $37.50 at the Salvos getting some clothes including this beautiful leather jacket which I absolutely adore! It is too small for me but I hope to get into it when I reach my goal weight!

Went to diet group

April 10th, 2007 at 07:59 pm

I went to town today and spent $6.92 at Aldi on cheese, minced garlic, bread and peanut butter. Also got some more DVD's from Video Ezy. I posted a couple of letters and also went to my diet group where I put on weight so I spent $9.50 there.

I went to Sydney yesterday and spent $9.40 on my son's train ticket and also $9 for the taxi to get to the station, $1.40 for my son's bus ticket home and $2.50 for my train and bus ticket. Other than transport I spent $2.70 on a coke and ice cream for my son at Hungry Jack's when we got to Central. We took our own food and drink with us so the coke and ice cream was just a treat.

We go shopping next Saturday and it looks like it will cost $233 for the groceries, give or take a few dollars.

Frugal Few Days

April 7th, 2007 at 12:43 pm

Well since the holidays started on Friday the only money I have spent has been $4 for 2 Saturday newspapers and $2.80 for a cabbage. And the shops are shut today because it is Easter Sunday. Hopefully the video store will be open so I can get some more DVD's. My DVD unlimited subscription runs out on the 24th April so I want to make the most of it while I can.

I am trying to lose weight, and my weight loss is not going well this week. I'll have to really try for the next 3 days if I have any hope of losing this week! My official weigh in day is on Wednesday.

Well, I hope you are all having a Happy Easter!

Toothaches and free fillings

March 21st, 2007 at 11:11 pm

My son had toothace so I booked him into the free school dentist and he needed 2 fillings! He was a brave boy and did exactly what he was told, I was so proud of him! The dentist was a lady, she was brilliant with him!

I spent $5.50 on a treat for him and a diet chocolate bar for me. The bus fares cost $8.30.

Also today was payday and I left $88.62 in my account for the school fees which will be taken out tomorrow by direct debit, Plus I left $20 in there as well for emergencies in case any of us get caught short of cash when we are out. And the $450 minimum payment comes out as well. The rest, over $1100 went to the offset account.

Everything is going well, the credit card is due by the 12 April and I will pay that on the 5th April. The amount that is due is about $789. We had an expensive month last month. Here's to a better month in April!

Mind Mapping Software - its free!

February 23rd, 2007 at 12:17 pm

I have found some mind mapping software and I am busy putting all my memories into it.

here is the website: http://freemind.sourceforge.net/wiki/index.php/Main_Page

It's great software, I really love it. I picked up how to use it really quickly! I travelled to England when I was 4 and it's surprising how much I remember!

It looks like I will have a no spend day today: yesterday I spent $4.45 on oranges, a golden rough chocolate and half a cabbage. Then in the afternoon I spent $2.70 on corn meat and kids club cost $3 for my son.

Spening total for yesterday: $10.15

Credit card bill came today

February 20th, 2007 at 09:16 pm

The credit card bill came today for $377.01 and the due date is not till the 15 March which means I can pay it on the 8 March, not tomorrow which means I can make the $900 mortgage payment plus put some into savings. I should be able to save about $290 depending how much the shopping is tomorrow. We have just started to eat healthy and the food bill has gone up as a result. Eating healthy is $$$. But it's worth it and we can still make double repayments on the mortgage.

Plus I will have about $51 in my savings account from selling stuff on Oztion which is an Australian site, like ebay except it has no listing fees, just a 3.25% final value fee.

So I should have about $341 by this Friday in my saving account.

Spending Tally for the day

February 20th, 2007 at 08:20 pm

Well I spent the $8.50 for the diet club (I stayed the same weight by the way). I didn't have to pay any pig fine. (which is $1 if you put on weight and it goes towards the Christmas party at the end of the year).

I also bought 2 DVD holders like a book with 192 spaces for CDs/DVDs in each of them. I was going to buy them tomorrow but I decided to buy them today because the shop is out of the way and I have enough to do tomorrow! They cost 9.95 each so I spent 19.90

Total spent today: $28.40

Oh Yes and another thing!

February 20th, 2007 at 10:11 am

I sold my February copy of Money magazine ($3.50) and also Suze Orman's Australian edition of 9 steps to Financial Freedom. ($2). I am also making a profit of 50 cents on the postage. So that is $6 - 21 cents final value fee - total profit of $5.79. I will get $8.50 in my bank account so I will take the postage costs out of money I already have and add that to my savings account. I will have $51.48 in there once I transfer the $8.50.

Plans for today

February 20th, 2007 at 08:22 am

It's my diet group today and I don't think I have lost weight...boohoo!

I intend to spend $5 for the weekly fee for the group, $2.50 for transport and $1 for rent and if I have put on weight there is another $1 fee which I am not sure if I have to pay as yet, I'll see what the scales say in a few hours. Yes its 3.19 in the morning!

So I am spending between $8.50 and $9.50 today. I'll have to get money out which is sitting in my account at the moment. And tomorrow is shopping! After I have been shopping a lady who has 6 kids is coming over so I can help with her budget... I don't know how I'll do!

Upcoming Payday

February 18th, 2007 at 07:46 pm

Well we have an upcoming payday this Thursday:

Income 1702.72 + $30(book I sold) + 5.18 (in savings account)
so Income of 1737.90

Mortgage 852
Food plus weekly money and pocket money 420
School Fees: 88.62
Credit Card $377.01

which leaves 27 cents. I'm not sure exactly how much the shopping will be. The credit card money will sit in my savings account until it is paid about the 5th March. I like the mortgage payment to be $900 at least and the minimum payemnt is $450 a fortnight but we will try and make it up next pay by paying at least $950 next time.