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Toothaches and free fillings

March 21st, 2007 at 11:11 pm

My son had toothace so I booked him into the free school dentist and he needed 2 fillings! He was a brave boy and did exactly what he was told, I was so proud of him! The dentist was a lady, she was brilliant with him!

I spent $5.50 on a treat for him and a diet chocolate bar for me. The bus fares cost $8.30.

Also today was payday and I left $88.62 in my account for the school fees which will be taken out tomorrow by direct debit, Plus I left $20 in there as well for emergencies in case any of us get caught short of cash when we are out. And the $450 minimum payment comes out as well. The rest, over $1100 went to the offset account.

Everything is going well, the credit card is due by the 12 April and I will pay that on the 5th April. The amount that is due is about $789. We had an expensive month last month. Here's to a better month in April!

Cost of all you can eat

March 21st, 2007 at 02:26 am

Went to a buffet restaurant today and it cost $13.50. I also spent $2.20 on a drink and contributed $5 to the petrol. Before I went there I spent $4 on cereal at Aldi that we needed and it cost $1.40 in the bus to get to town.

Tomorrow, I have to take my son to the government dentist which is free. I managed to get him an appointment because it is free. The bus fares will cost $2.50 for me and about $6 for my son.

I have a personal issue financially that I can't do anything about until the 10 April and it is really worrying me, I don't owe anyone any money or anything, or anything really bad, its just that my life as I know it is under threat and it won't be resolved for a couple of months until I know the outcome. It is making me nervous and is affecting me rather badly. It is not doing my stress levels any good...and stress is what makes my disability play up! I hope everything turns out ok...

Hi! I'm back

March 19th, 2007 at 02:51 pm

I've been looking at some blogs on the saving advice site and I really love this community on here. It is such a supportive community and I miss that on my other blog I started! So I think I will post here occasionally as well.

We haven't done that well with the mortgage lately. I had to buy my son his school uniform as what he had didn't have a logo on it and he got into trouble for not having the correct uniform. So there went $355. Plus I spent $55 on 2 pairs of shoes, sports joggers and school shoes. The school shoes turned out a bit big for him so he will have to grow into them. So I have a size 2 now and plus I have a size 3 pair I already had. So the mortgage is only down about $500 for the month...

Anyway, next month should be a better month! I am hoping not to get the credit card up too high this month. I want to keep it to maximum $300 a month. that way we can pay off the variable loan by November this year, then start throwing money to the fixed loan. We can pay $10,000 extra to the fixed loan a year and we haven't put any to it yet because the variable loan has a higher interest rate.

Thats all for now!

Mind Mapping Software - its free!

February 23rd, 2007 at 12:17 pm

I have found some mind mapping software and I am busy putting all my memories into it.

here is the website: http://freemind.sourceforge.net/wiki/index.php/Main_Page

It's great software, I really love it. I picked up how to use it really quickly! I travelled to England when I was 4 and it's surprising how much I remember!

It looks like I will have a no spend day today: yesterday I spent $4.45 on oranges, a golden rough chocolate and half a cabbage. Then in the afternoon I spent $2.70 on corn meat and kids club cost $3 for my son.

Spening total for yesterday: $10.15

Did shopping yesterday

February 22nd, 2007 at 03:20 pm

I did the shopping yesterday. The bill came to $280.66 and also I got $165 out to cover expenses for the fortnight so all up I spent $445.66. I had budgeted $447 so I came slightly under budget.

I also spent $84 on an item which I won't reveal here but it was necessary!

I managed to put $184.44 into my savings account for a total of $235.42. I am going to put aside 135.42 into a separate savings account to save up for an air conditioner. I'll need to save about $2500 to $3000 for that.

I helped a lady with her budget yesterday. We worked out that her only expense which she could lower is her food budget so I have found heaps of budget recipes for her and printed them out and put in a display book. I can't wait to give them to her this afternoon. Also I am going to teach her how to use a computer. She will pay me a small amount, like a tutoring fee. I have worked out a rough guideline to follow as she doesn't even know how to open up her laptop, let alone turn it on! So that will be interesting! I'm not sure how much I will earn doing this but we will work it out next week!

I prayed in the train coming from Sydney on Tuesday that I could get some work and 2 days later its answered! WOW! It's been a long time since I prayed something specific and it was answered like that!

Plans for today

February 20th, 2007 at 08:22 am

It's my diet group today and I don't think I have lost weight...boohoo!

I intend to spend $5 for the weekly fee for the group, $2.50 for transport and $1 for rent and if I have put on weight there is another $1 fee which I am not sure if I have to pay as yet, I'll see what the scales say in a few hours. Yes its 3.19 in the morning!

So I am spending between $8.50 and $9.50 today. I'll have to get money out which is sitting in my account at the moment. And tomorrow is shopping! After I have been shopping a lady who has 6 kids is coming over so I can help with her budget... I don't know how I'll do!

I'm back!

February 19th, 2007 at 10:07 pm

I'm back from my trip, I travelled for 5 hours all up and I only spent the $2.50 on my bus/train ticket and also the $4 for the stamps to post my book but the buyer paid the postage so it didn't cost me anything. I resisted subway and a cold drink which I was tempted to buy.

I am pleased with the day!

Off to Sydney

February 19th, 2007 at 11:24 am

Well I leave in less than an hour to go to Sydney. I have a medical appointment. It takes 2 and a half hours to get there so a 5 hour round trip. I am taking my MP3 player that I got as a gift last year and a book on Queen Victoria as I am into Victorian royal history. I still intend to only spend $2.50 but I also have to buy $4 worth of stamps because I don't have enough to post the book I sold last week. So all up I am looking to spend $6.50 today. I have prepared my food and my drinks so I don't need to buy anything, I am all set! I will report here at the end of the day what I spent.

By the way, I love this community already, I have already had quite a few comments and over 200 hits! I read quite a few of savingadvice blogs and they are great! I hope mine meets the standard that has already been set!

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